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Interest Free Finance

Get an interest-free loan in under 5 minutes

It only takes 2 minutes to apply and you’ll get an answer straight away. Applying for a loan has never been easier.

Available for many treatments and for up to £30,000. Credit decisions will be subject to your individual circumstances. You must be over 18 and earn an income to apply.

How it works

Applying is easy and won’t affect your credit score

The lenders ask simple, but relevant questions and your data is kept private at all times.

Finance applications only run soft credit checks, so if your application is unsuccessful your credit score won’t be affected.

9 out of 10 of our credit decisions are instant

Sophisticated algorithms give you a response in under 3 seconds.

If you’re approved, you just need to choose when you want payments to be collected each month and you can start the loan right away.

If you’re unsuccessful, you can easily refer the application to a friend or family member and have them apply on your behalf

Payments are taken once a month and there are no hidden fees

Once your loan starts, payments are collected every month, you can easily change your payment day online if you wish to.

You also won’t get charged an extra fee for things like repaying early, or even for missing a payment.

Once your last payment is through, that’s it, you’re done.

Try the finance calculator

Representative example

A loan of £1,000.00 over 3 months would cost you £333.33 per month at a representative 0.0% APR.

The total amount of credit would be £1,000.00, to which we would add £0.00 (0.0% p.a.). This means the total cost of your treatment after 3 months would be £1,000.00.

If you were take out the loan today, you’d pay the first £333.34 upfront, and then 2 payments of £333.33 each month, starting 18 Jun, and ending in Jul 2023.

*This can’t be more than your treatment cost

Interested in finance?

Contact the friendly team at Phoenix Orthodontics and ask about treatment finance. You can call us on 01452332444 or email